How It Works
Getting the funds you need is quick and easy. Here's our simple process from application to funding.
1
Submit Your Request
Complete our secure online form with your basic information and how much you need to borrow. It only takes a few minutes.
2
Instant Routing
Our system communicates with a network of lenders to find a match based on your specific profile and Waco residency.
3
Review & Sign
If matched, review the lender's terms, APR, and repayment schedule. If you agree, sign the documents electronically.
4
Receive Funds
Once finalized, your funds are typically deposited into your Texas bank account as soon as the next business day.
Basic Requirements
Must be at least 18 years old
U.S. Citizen or permanent resident
Steady source of income (employment, disability, or pension)
Active checking account
Valid email address and Waco-area phone number
What You'll Need
- Valid Texas Driver's License or State ID
- Recent pay stub or proof of income
- Bank account statement
- Social Security Number
Common Uses
Emergency Car Repairs
Medical or Dental Bills
Unexpected Utility Costs
Home Maintenance
Travel for Family Emergencies